Navajo White OC-95 by Benjamin Moore

Ever walked into a room and immediately felt at ease? Like the walls were giving you a warm hug? That’s the magic of the right paint color—and if you’re searching for a shade that balances warmth with timeless elegance, let’s talk about Benjamin Moore’s Navajo White.

Navajo White (OC-95) isn’t your typical stark white. It’s a soft, creamy off-white with subtle yellow undertones that add just enough warmth to make a space feel inviting without sacrificing that clean, modern look. Picture it in a sunlit kitchen, where the morning light bounces off the walls, or in a cozy bedroom where the color wraps the room in quiet comfort. This isn’t a color that shouts for attention—it’s one that effortlessly elevates whatever space it graces.

One of the standout qualities of Navajo White is its versatility. Whether your style leans modern farmhouse, coastal, or traditional, this shade adapts beautifully. It plays well with wood tones, brass fixtures, and even bold accent colors, making it a designer’s dream. Pair it with crisp white trim like Benjamin Moore’s White Dove for a classic look, or let it stand alone on cabinetry for a soft, understated elegance.

Now, let’s talk about light. With an LRV (Light Reflectance Value) of 78.26%, Navajo White reflects a lot of light, which means it can make smaller rooms feel more open and airy. But here’s the thing—lighting matters. In north-facing rooms or spaces with limited natural light, it retains its warmth without feeling dingy. In sun-drenched areas, it glows, almost like a soft filter over the room. Always test a swatch in your space at different times of day to see how it behaves.

Application is a breeze, even if you’re a DIY beginner. It’s roller-ready, covers well in one to two coats, and comes in low-VOC options, so you won’t be overwhelmed by fumes. Eggshell and satin finishes are ideal for most interiors, offering just enough sheen for easy wipeability—perfect for kitchens or high-traffic areas.

Of course, no color is perfect for every scenario. Navajo White’s warmth might not suit those who prefer cooler, crisper whites. And while its undertones are subtle, they can shift slightly depending on the light, so if you’re pairing it with other colors, test them together first. In darker rooms, you might need an extra coat to get full coverage, but the result is worth it.

Wondering how it stacks up against other whites? Unlike cooler shades like Chantilly Lace, Navajo White has a creamy richness that feels more lived-in and welcoming. It’s closer to an almond or ivory than a pure white, which makes it ideal for creating serene, restful spaces. And yes, it can even work on exteriors—imagine it on a porch or against natural stone, exuding quiet curb appeal.

For those who love to layer colors, Navajo White pairs beautifully with earthy greens, muted blues, and even deeper tones like charcoal or espresso. It’s a neutral that doesn’t fade into the background but instead provides a warm foundation for your decor to shine.

So, is Navajo White right for you? If you’re after a color that feels both fresh and familiar, cozy and sophisticated, it’s a strong contender. It’s the kind of shade that makes a house feel like a home—subtle, warm, and endlessly adaptable. Grab a sample, paint a test patch, and see how it transforms your space. You might just fall in love with the way it makes every room feel like a gentle exhale.

Real Room Photo of Navajo White OC-95

Undertones of  Navajo White ?

Navajo White carries subtle yellow undertones, giving it a warm, creamy appearance that complements a variety of colors. This warmth makes it particularly suitable for spaces that aim for a cozy vibe.

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Is  Navajo White Cool or Warm?

This color leans warm, making it a great choice for spaces where you want to evoke a sense of comfort and relaxation. It pairs well with earthy tones and soft pastels.

Understanding Color Properties and Interior Design Tips

Hue refers to a specific position on the color wheel, measured in degrees from 0 to 360. Each degree represents a different pure color:

• 0° represents red
• 120° represents green
• 240° represents blue

Saturation describes the intensity or purity of a color and is expressed as a percentage:

• At 0%, the color appears completely desaturated—essentially a shade of gray
• At 100%, the color is at its most vivid and vibrant

Lightness indicates how light or dark a color is, also expressed as a percentage:

• 0% lightness results in black
• 100% lightness results in white

Using Warm Colors in Interior Design

Warm hues—such as reds, oranges, yellows, warm beiges, and greiges—are excellent choices for creating inviting and energetic spaces. These colors are particularly well-suited for:

• Kitchens, living rooms, and bathrooms, where warmth enhances comfort and sociability
• Large rooms, where warm tones can help reduce the sense of emptiness and make the space feel more intimate

For example:

• Warm beige shades provide a cozy, inviting atmosphere, ideal for living rooms, bedrooms, and hallways.
• Warm greige (a mix of beige and gray) offers the warmth of beige with the modern appeal of gray, making it a versatile backdrop for dining areas, bedrooms, and living spaces.

However, be mindful when using warm light tones in rooms with limited natural light. These shades may appear muted or even take on an unpleasant yellowish tint. To avoid a dull or flat appearance:

• Add depth by incorporating richer tones like deep greens, charcoal, or chocolate brown
• Use textured elements such as curtains, rugs, or cushions to bring dimension to the space

Pro Tip: Achieving Harmony with Warm and Cool Color Balance

To create a well-balanced and visually interesting interior, mix warm and cool tones strategically. This contrast adds depth and harmony to your design.

• If your walls feature warm hues, introduce cool-colored accents such as blue or green furniture, artwork, or accessories to create contrast.
• For a polished look, consider using a complementary color scheme, which pairs colors opposite each other on the color wheel (e.g., red with green, orange with blue).

This thoughtful mix not only enhances visual appeal but also creates a space that feels both dynamic and cohesive.

Light Temperature Affects on Navajo White

Natural Light

Natural daylight changes in color temperature as the sun moves across the sky. At sunrise and sunset, the light tends to have a warm, golden tone with a color temperature around 2000 Kelvin (K). As the day progresses and the sun rises higher, the light becomes cooler and more neutral. Around midday, especially when the sky is clear, natural light typically reaches its peak brightness and shifts to a cooler tone, ranging from 5500 to 6500 Kelvin. This midday light is close to what we perceive as pure white or daylight-balanced light.

These shifts in natural light can significantly influence how colors appear in a space, which is why designers often consider both the time of day and the orientation of windows when planning interior color schemes.

Artificial Light

When choosing artificial lighting, pay close attention to the color temperature, measured in Kelvin (K). This determines how warm or cool the light will appear. Lower temperatures, around 2700K, give off a warm, yellow glow often used in living rooms or bedrooms. Higher temperatures, above 5000K, create a cool, bluish light similar to daylight, commonly used in kitchens, offices, or task areas.

Use the slider to see how lighting temperature can affect the appearance of a surface or color throughout a space.

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LRV of Navajo White

The Light Reflectance Value (LRV) of Navajo White is 78.26%, which places it in the Off‑White colors category. This means it reflect a lot of light. Understanding a paint’s LRV is crucial for predicting how it will look in your space. A higher LRV indicates a lighter color that reflects more light, making rooms feel larger and brighter. A lower LRV signifies a darker color that absorbs more light, creating a cozier, more intimate atmosphere. Always consider the natural and artificial lighting in your room when selecting a paint color based on its LRV.

Detailed Review of  Navajo White

Navajo White stands out as a delightful choice for homeowners seeking a warm off-white hue. Its creamy undertones provide a touch of sophistication while ensuring spaces feel inviting and bright. Whether you’re refreshing a living room or updating a kitchen, this color adapts beautifully, making it a favorite among decorators. It harmonizes well with both warm and cool tones, offering flexibility in design choices. While some other whites can feel stark, Navajo White maintains a soft elegance, making it ideal for creating a serene backdrop. However, keep in mind that depending on lighting, it may shift slightly, which adds to its charm but requires consideration during application. Overall, if you’re after a color that blends warmth with versatility, Navajo White is a top contender.

Pros & Cons of  OC-95 Navajo White

Colors that go with Benjamin Moore Navajo White

FAQ on OC-95 Navajo White

How does Navajo White compare to other whites?

Navajo White is distinct from other whites due to its warm undertones, which can make it feel more inviting as opposed to the cooler, crisper whites. While bright whites can sometimes feel sterile, Navajo White offers a softness that works well in cozy spaces. It’s particularly effective in creating a serene atmosphere, making it a popular choice for bedrooms and living areas. When compared to shades like Chantilly Lace or Simply White, Navajo White has a touch more warmth, which can enhance the overall comfort of a room.

Is Navajo White suitable for exterior use?

Yes, Navajo White can be used for exterior applications. Its warm tone works beautifully against natural surroundings and can help create a welcoming facade. However, it’s best to consider the climate and sun exposure of the area where it will be applied, as these factors can affect how the color appears over time. If you’re in a particularly sunny location, you may want to look for a high-quality exterior paint that offers UV protection to maintain its lovely hue.

Comparisons Navajo White with other colors

Official Page of Benjamin Moore Navajo White OC-95